Alabama and Mississippi Insurance Claim Help
Insurance companies have lawyers. So should you.
our practice areas
When insurers act in bad faith, we act in your favor.
We represent homeowners, business owners, and property owners in disputes against their insurance companies. Denied, delayed, or underpaid? We help you pursue the full amount owed.
About us
They deny. They delay. We litigate.
Property owners come to us when they feel backed into a corner. The insurance company has adjusters, engineers, and lawyers working to protect its bottom line. So do we.
- We know how that system works because we have seen it from the inside.
- We do not represent insurance adjusters.
- We do not stand by while insurance companies deny valid claims.imgimg
- We do not accept low offers just to close a file.
- We stand with policyholders and push back when the insurance company refuses to pay what it owes them.
Our Values
Delay, deny, defend. We overcome it all.
Client-First Strategy
Every claim begins with an insurance policy. We review the language carefully, compare it to the damage you suffered, and identify where the insurance company fell short. We take the time to understand your property and your loss, then we build a strategy designed to recover what your policy actually provides – not what the carrier prefers to pay you.
Built for Insurance Litigation
Insurance companies know the law firms that aren’t afraid to sue them. We approach every case as if it will go to trial. We gather every relevant document to your claim and work with qualified engineers and estimators to prove your case and challenge their denial or lowball offer. Because when an insurance carrier knows you are prepared to litigate, they cooperate.
Advocacy without Compromise
When your claim is delayed or underpaid, the pressure to accept whatever they offer you can be intense. Adjusters may tell you their offer is final or that your damage is simply not covered.
We do not accept that. We know how insurers evaluate claims, and we push back when the numbers do not match your losses. Our role here is simple: we make sure the insurance company honors the policy you paid them for all these years, and that they ultimately treat you fairly.
Founder
Smith Prestwood
Smith is a seasoned insurance claim attorney with 15 years of experience. He started his career working for an insurance defense law firm, where he learned…
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Results
Prestwood Law Firm RecoversWe represent property owners across Alabama, Mississippi, and Florida whose insurance claims have been delayed, denied, or underpaid. If the insurance company refuses to make a fair offer, we are prepared to sue them in court. Our focus is simple: recover the full benefits your policy provides and hold the carrier accountable when it falls short.
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Fire Damage
$900k
Verdict
- Our clients’ house was destroyed and they lost all of their personal belongings due to a fire.
- We retained an independent adjuster to prepare an estimate of the fire damage and assisted our clients in preparing an inventory of the damaged contents.
- RESULT: Recovered policy limits for house and personal property.
Mobile, AL • Residence
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Wind Damage
$700k
Settlement
- Our client’s home was damaged during a thunderstorm, and the insurance company wrongfully denied the claim when the opposing engineer asserted the damage was due to preexisting conditions.
- We retained a storm damage expert and filed a lawsuit.
- RESULT: Negotiated settlement to cover repairs to the rood and interior of the home.
Mobile, AL • Residence
Clients Trust Prestwood Law Firm
No Recovery, No Fee
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I Recommend Prestwood Law Firm
“I would 1000% recommend Prestwood Law Firm. My experience with the firm was exceptional. Smith Prestwood is an amazing person and cares about what he does. I will forever be grateful for meeting him.”
— J.S
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I Recommend Prestwood Law Firm
“I would 1000% recommend Prestwood Law Firm. My experience with the firm was exceptional. Smith Prestwood is an amazing person and cares about what he does. I will forever be grateful for meeting him.”
— J.S
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I Recommend Prestwood Law Firm
“I would 1000% recommend Prestwood Law Firm. My experience with the firm was exceptional. Smith Prestwood is an amazing person and cares about what he does. I will forever be grateful for meeting him.”
— J.S
Blog
Our Latest Insights
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Homeowners dealing with fire damage claims can face denied or reduced compensation after common mistakes involving documentation, repairs, and insurer communication.
Jun 10, 2026
contact us today
Disasters happen. Denials shouldn’t.
Have a question about your insurance claim? Need help getting the coverage you deserve? Contact Prestwood Law Firm today for a free, no-obligation review. We’re here to guide you on the next steps to getting what you’re owed.
Locations
Our Office
Alabama
409 North Section Street,
Suite A,
Fairhope, AL 36532
