About Us
Representing Policyholders Against Insurance Companies.
At Prestwood Law Firm, we guide property owners through the often confusing world of insurance claims. Unlike general insurance firms, we focus exclusively on property insurance law. We don’t just file paperwork on time; we make sure your claim is handled fairly and that your insurance company is held accountable when they try to undervalue, delay, or deny your coverage.
Over 15 years of experience, hundreds of policyholders represented, from individual homeowners to large hotels and condominium associations.
Our Process
How We Submit an Insurance Claim
Step One: We retain an independent adjuster to prepare an estimate.
Step Two: We present that estimate to the insurance company.
Step Three: We negotiate with the insurance adjuster.
- If they continue to wrongfully deny coverage, we file a lawsuit.
Step Four: If necessary, we retain an engineer as an expert witness who can testify as to causation.
Our Promise to You
At Prestwood Law Firm, we promise to:
Results
Prestwood Law Firm RecoversWe represent property owners across Alabama, Mississippi, and Florida whose insurance claims have been delayed, denied, or underpaid. If the insurance company refuses to make a fair offer, we are prepared to sue them in court. Our focus is simple: recover the full benefits your policy provides and hold the carrier accountable when it falls short.
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Fire Damage
$900k
Verdict
- Our clients’ house was destroyed and they lost all of their personal belongings due to a fire.
- We retained an independent adjuster to prepare an estimate of the fire damage and assisted our clients in preparing an inventory of the damaged contents.
- RESULT: Recovered policy limits for house and personal property.
Mobile, AL • Residence
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Wind Damage
$700k
Settlement
- Our client’s home was damaged during a thunderstorm, and the insurance company wrongfully denied the claim when the opposing engineer asserted the damage was due to preexisting conditions.
- We retained a storm damage expert and filed a lawsuit.
- RESULT: Negotiated settlement to cover repairs to the rood and interior of the home.
Mobile, AL • Residence
Founder
Smith Prestwood
Smith is a seasoned insurance claim attorney with 15 years of experience. He started his career working for an insurance defense law firm, where he learned…
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Clients Trust Prestwood Law Firm
No Recovery, No Fee
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I Recommend Prestwood Law Firm
“I would 1000% recommend Prestwood Law Firm. My experience with the firm was exceptional. Smith Prestwood is an amazing person and cares about what he does. I will forever be grateful for meeting him.”
— J.S
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I Recommend Prestwood Law Firm
“I would 1000% recommend Prestwood Law Firm. My experience with the firm was exceptional. Smith Prestwood is an amazing person and cares about what he does. I will forever be grateful for meeting him.”
— J.S
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I Recommend Prestwood Law Firm
“I would 1000% recommend Prestwood Law Firm. My experience with the firm was exceptional. Smith Prestwood is an amazing person and cares about what he does. I will forever be grateful for meeting him.”
— J.S
contact us today
Disasters happen. Denials shouldn’t.
Have a question about your insurance claim? Need help getting the coverage you deserve? Contact Prestwood Law Firm today for a free, no-obligation review. We’re here to guide you on the next steps to getting what you’re owed.
