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Hurricane Damage

$1.55M

Settlement

Our client’s insurance company paid for damage to their sanctuary but refused to cover the metal roof on their gymnasium.
We retained an engineer to investigate the damage, retained an independent adjuster to prepare a damage estimate, and filed a lawsuit.
RESULT: Negotiated settlement to cover the cost of roof and interior repairs.

Daphne, AL • Church

Hurricane Damage

Residence
Orange Beach, AL • Residence

$1.2M

Settlement

Despite extensive damage in hurricane Sally, our client was partially denied coverage because the insurance company claimed that some of the damage was caused by age-related deterioration.
We retained an engineer and an independent adjuster to prove the claim and filed a lawsuit.
RESULT: Negotiated settlement during mediation that exceeded adjuster’s estimate by over 800%

Fire Damage

Residence
Mobile, AL • Residence

$900k

Verdict

Our clients’ house was destroyed and they lost all of their personal belongings due to a fire.
We retained an independent adjuster to prepare an estimate of the fire damage and assisted our clients in preparing an inventory of the damaged contents.
RESULT: Recovered policy limits for house and personal property.

Hurricane Damage

Residence
Daphne, AL • Residence

800k

Settlement

Our client’s home suffered extensive exterior and interior damage during Hurricane Sally, and the insurance adjuster underestimated the repairs.
We invoked the appraisal provision in our client’s policy and retained an appraiser with a proven track record to corroborate our client’s claim.
RESULT: Invoked appraisal and recovered double of what adjuster estimated.

Wind Damage

Residence
Mobile, AL • Residence

$700k

Settlement

Our client’s home was damaged during a thunderstorm, and the insurance company wrongfully denied the claim when the opposing engineer asserted the damage was due to preexisting conditions.
We retained a storm damage expert and filed a lawsuit.
RESULT: Negotiated settlement to cover repairs to the rood and interior of the home.

Hurricane Damage

Residence
Lillian, AL • Residence

$650k

Settlement

Our client’s roof was damaged during Hurricane Sally and the insurance company claimed the damage did not exceed the hurricane deductible.
We retained an expert to prepare an estimate of the damage and located additional interior damage missed by the insurance company.
RESULT: Negotiated settlement to cover cost of repairs.

Fire Damage

Residence
Mobile, AL • Residence

$400k

Verdict

Our client’s investment property was destroyed by a kitchen fire started by the tenant and the insurance company’s adjuster underestimated the repairs.
We investigated the fire and hired an independent adjuster to prepare an estimate of the damage.
RESULT: Recovered full policy limits for house and lost rental income.

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Disasters happen. Denials shouldn’t.

Have a question about your insurance claim? Need help getting the coverage you deserve? Contact Prestwood Law Firm today for a free, no-obligation review. We’re here to guide you on the next steps to getting what you’re owed.