Representing Policyholders Against Insurance Companies
At Prestwood Law, we guide property owners through the often confusing world of insurance claims. Unlike general practice lawyers, we focus exclusively on property insurance law. We don’t just file paperwork on time; we make sure your claim is handled fairly and that your insurance company is held accountable when they try to undervalue, delay, or deny your coverage.
Over two decades of experience, hundreds of policyholders represented, from individual homeowners to large hotels and condominium associations.
How We Handle An Insurance Claim
Step One: We start by carefully reviewing your claim to understand that damages your have incurred and the problems with your insurance company.
Step Two: If needed, we coordinate a damage estimator, engineer, or other professionals to support your claim for payment under the insurance policy.
Step Three: We then assemble a comprehensive claim package and negotiated with your insurance company for payment.
Step Four: If your insurance company denies or underpays the claim, we file a lawsuit to hold it accountable to the promises in your policy.
At Prestwood Law, We Promise To:
Prestwood Law Recovers
We represent property owners across Alabama, and Mississippi whose insurance claims have been delayed, denied, or underpaid. If the insurance company refuses to make a fair offer, we are prepared to sue them in court. Our focus is simple: recover the full benefits your policy provides and hold the insurer accountable when it falls short.
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Fire Damage
$900k
Verdict
- Our clients’ house was destroyed and they lost all of their personal belongings due to a fire.
- We retained an independent adjuster to prepare an estimate of the fire damage and assisted our clients in preparing an inventory of the damaged contents.
- RESULT: Recovered policy limits for house and personal property.
Mobile, AL • Residence
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Wind Damage
$700k
Settlement
- Our client’s home was damaged during a thunderstorm, and the insurance company wrongfully denied the claim when the opposing engineer asserted the damage was due to preexisting conditions.
- We retained a storm damage expert and filed a lawsuit.
- RESULT: Negotiated settlement to cover repairs to the rood and interior of the home.
Mobile, AL • Residence
Smith Prestwood
Smith is a seasoned insurance claim attorney with two decades of experience. He started his career working for an insurance defense law firm, where he lear…
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Clients Trust Prestwood Law
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I Recommend Prestwood Law Firm
“I would 1000% recommend Prestwood Law Firm. My experience with the firm was exceptional. Smith Prestwood is an amazing person and cares about what he does. I will forever be grateful for meeting him.”
— J.S
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I Recommend Prestwood Law Firm
“I would 1000% recommend Prestwood Law Firm. My experience with the firm was exceptional. Smith Prestwood is an amazing person and cares about what he does. I will forever be grateful for meeting him.”
— J.S
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I Recommend Prestwood Law Firm
“I would 1000% recommend Prestwood Law Firm. My experience with the firm was exceptional. Smith Prestwood is an amazing person and cares about what he does. I will forever be grateful for meeting him.”
— J.S
Disasters Happen. Denials Shouldn’t.
Have a question about your insurance claim? Need help getting the coverage you deserve? Contact Prestwood Law today for a free, no-obligation review. We’re here to guide you on the next steps to getting what you’re owed.
